Let's say we could efficiently set up a system whereby one could purchase -- CharlestonSC 06/03/2016 9:47PM What you are proposing would would help make people more financially secure -- ESHooFan 06/04/2016 10:46AM It would probably help those of us who don't need any help get more $$ but -- WahooRQ 06/04/2016 10:56AM There are already firms in the private marketplace who offer lower returns -- CharlestonSC 06/04/2016 12:19PM The "underbanked." Right. Not poor. Just lacking a bank account for some -- SixerHoo 06/04/2016 3:04PM You cheapen the validity of your arguments with the "ponzi scheme" comment. -- WahooRQ 06/04/2016 12:24PM Exactly. Hard to take seriously -- DanTheFan 06/04/2016 12:39PM "Rock solid". That's cute... ** -- Hokie5150 06/04/2016 3:10PM Social Security *is* a ponzi scheme in everything but name .. it's the same -- CharlestonSC 06/04/2016 1:41PM Of course it is a ponzi scheme. ** -- ryno hoo 06/04/2016 1:54PM It's really not a ponzi scheme. In a ponzi scheme, "investors" are not -- BocaHoo91 06/04/2016 3:43PM More of a pyramid scheme... ** -- Hokie5150 06/04/2016 11:07PM It's even less of a pyramid scheme. In a pyramid scheme, as it expands, -- BocaHoo91 06/04/2016 11:23PM Re: It's even less of a pyramid scheme. In a pyramid scheme, as it expands, -- Stimp 06/05/2016 07:38AM I'm speaking in the sense that it take a continually increasing pools of -- Hokie5150 06/06/2016 07:22AM But it really doesn't. And certainly not at an ever increasing rate like -- BocaHoo91 06/06/2016 09:37AM Not a ponzi scheme, but it does become full on "retirement welfare". ** -- BocaHoo91 06/05/2016 08:10AM There are several plans out there. -- DanTheFan 06/05/2016 09:14AM I don't like the idea of universal social security "b". Most people -- BocaHoo91 06/05/2016 10:42AM You're all wrong -- it's a Nigerian Prince email! 😩 ** -- WahooRQ 06/04/2016 11:32PM Exactly. tens of millions of citizens just shake their heads -- 111Balz 06/04/2016 11:30AM Problem is there is no lock box just IOU's. The government uses SS payroll -- ESHooFan 06/04/2016 10:36AM When you run annual deficits, what does a lock box even mean? -- BocaHoo91 06/04/2016 11:50AM Exactly, SS adds to the deficit at the same percentage as any other -- ryno hoo 06/04/2016 2:12PM So it HAS a funding source. That IS reality whether you -- 111Balz 06/05/2016 12:18PM But taking SS out of the gov't budget *would* allow for an actual lockbox -- CharlestonSC 06/05/2016 11:48AM What do you want to do with the money in the lockbox? ** -- Stimp 06/05/2016 12:46PM