So how does this work when someone with insurance gets

cancer in their 20s? Their insurance company pays for their initial treatment and they go into remission. So now they're with this company for the next 60+ years (god willing)? No one else is going to insure them. So the insurance company has a pretty captive customer. What if this company decides to keep jacking up rates on this customer to force them out. Is there going to be a pricing oversight agency in the federal government prevent this? What if their insurance company goes out of business?

What if someone hits a rough patch and truly can't afford premiums for a period of time? There's no scenario where a purely private health insurance market is going to be inexpensive. So someone loses their job and can't find work for a bit and can't afford to pay their premiums. and happens to get cancer while not covered.... Sorry you hit that rough patch and got cancer for a short period of time where you couldn't afford insurance premiums. Life's tough. We'll sit by and watch you die of cancer without treatment now.

Also, how are you going to handle increases in premiums as people age? No one is writing a health insurance policy on a 60 year old for under $10s of thousands of dollars per year. Or in this scenario, are you forced to buy into one insurance company when you're young that you're stuck with you for your entire life?

(In response to this post by Los Angeles Hoo)

Posted: 10/18/2023 at 07:26AM

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